They're Plotting Against You

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Scriptural reference Psalm 97:10

“Ye that love the LORD, hate evil: he preserveth the souls of his saints; he delivereth them out of the hand of the wicked.”

I looked up the word “evil” in the Strong’s Concordance (H7451) and it was defined as “bad, unpleasant, evil (giving pain, unhappiness, misery).”

Debt is bad.

Debt is unpleasant.

Debt definitely gives pain.

Debt positively brings unhappiness.

Misery is debt’s closest friend.

Therefore, as the scripture says . . . if we love God, we should hate debt.

The words of that blog were still fresh in my mind today as I read Proverbs 14:22 (NIV).

Do not those who plot evil go astray? But those who plan what is good find love and faithfulness.”

I started thinking about creditors. . .people who spend big money to figure out how to get you in debt and keep you there.

I was reminded that the purveyors of credit so often target people who are just barely making ends meet. They zero in on the person who can only make the minimum payments without any real hope (in the natural) of every paying off their debts.

It’s pretty obvious they are targeting these folks because they will make more money on them.

It’s sad situation but nonetheless true. Which customer do you think the credit card company prefers?

Would they select the single mother who is working two jobs just to continue making the minimum monthly payments or the person who pays off their credit card balance in full each month?

It’s obvious. . .they make more money on the people who can only make the minimum payments each month.

The credit card companies carefully study the profiles of certain socio-economic groups to target those people who will end up paying them more in interest.

The customer profile includes people who can barely keep their head above the financially troubled waters. . .these are the customers they want.

Most companies just want a fair and honest profit . .but what about those who profile and then target certain groups to secure customers who have a credit addiction? Those are the ones I’m targeting because they need a good case of salvation.

So when I read that “Do not those who plot evil go astray. . .?” I thought of credit card companies and the credit card divisions of many of the major banks.

They plot evil. . .they plot debt. . .they plot to ensnare unsuspecting consumers into a lifestyle of misery and despair. That’s evil . . . pure and simple.

The number one corporate owner of the Payday Loan Centers which charged exorbitant rates to low income customers is a bank.

A typical payday loan for $100 with a $15 fee carries an interest rate of 391% APR.

In my opinion. . .that’s evil. . .that’s just plain wrong. . .it’s taking advantage of people who can least afford it.

Many of the major banks and financial institutions are now reaping what they’ve sown.

There is a law of sowing and reaping. . .and it applies to more than money.

If you plot to take advantage of people. . . profiling people with the full knowledge of the economic consequences they will face. . .that’s sowing seeds that are just plain evil. . . and the banks who have made those millions/billions off those type practices are now reaping a harvest of the evil they’ve sown.

Am I being too hard on them . . .not a chance.

If debt is evil and the scripture proves that it is. . .then those who plan evil deserve what they get.

Do not fall into collusion with those planning evil. . .rather devote your life to fulfilling the last part of Proverbs 14:22 NIV:

“. . . But those who plan what is good find love and faithfulness.”

Plan what is good. . .don’t get yourselves into debt. . .but rather be used by God to be a blessing to others.

Get out of debt. . .so you’re not “. . .a slave to the moneylenders.” Proverbs 22:7 CEV

When you’re debt free. . .you’ve got choices. . .you are no longer part of a credit card company’s profile. . .but you are free to sow seed that will guarantee you a harvest (Galatians 6:7).

Free yourself of those who plot how to keep you addicted to credit. . .you are not destined to live a life of financial bondage.

Kick the debt habit. . .kick the evilness of debt out of your life and use God’s power to resist those who plot evil (debt) against you. You can do it!