I’m saddened that millions, perhaps tens of millions of believers will be rushing into debt within the next few days and weeks. . .throwing financial restraint and caution to the wind.
A dear friend of mine sent me a link to a website for Black Friday. When I saw the words. . .I thought about the day Jesus was betrayed. . .that was a very black Friday.
Once I clicked on the link I saw it was a website that offered online deals prior to Friday, November 23rd. . .the day after Thanksgiving. . .the biggest shopping day of the year or as it’s called in the retail world, Black Friday.
I mean seriously, even if you’re one of the first 100 who stand in the freezing weather to get the Super Duper Early Bird Fresh and Fruity Black Light special … is that really wisdom. . .or have you been lured. . .seduced by the deal. . .with no real thought of the debt or how to pay it back.
As a result of the choices made on Black Friday, the biggest shopping day, millions of people, including born-again believers. . .will be arrested by debt, betrayed by creditors, captured by payments, destroyed by delusions of what truly brings happiness, entangled with no seeming way of escape. . .
I’m not saying that you shouldn’t shop on the ‘worldly’ Black Friday. . .but I am saying don’t become incarcerated, locked up and caged in your finances by unplanned debt so you have to live like slaves, prisoners or detainees who are under house arrest, living at the mercy of credit card companies, otherwise known as your captors or conquerors.
How do I know so much about this debt ensnaring process. . .I’ve been there, done that, got the t-shirt and credit card receipts to prove it. There was a time when my fine wife, Bev, and I would buy so many gifts for our oldest son that it would be March or April before the debt was paid off.
In fairness, I must say, that I was the one primarily at fault. . . my fine wife of 40 years 37 weeks plus. . .ways one for restraint in finances.
I am reminded of an old expression which says:
“A fool and his money are soon parted.”
I’ve heard the same sentiments expressed by a number of people who’ve attended my seminars over the years. They bought stuff on an impulse only to be left with the consequences of staggering debt.
Proverbs 21:20 in The Living Bible says:
“The wise man saves for the future, but the foolish man spends whatever he gets.”
People spend money in some rather foolish ways. . .and just for the record . . . financial foolishness is no respecter of persons. People are foolish regardless of age, gender, race, ethnicity or educational level.
Financial insanity just manifests in different ways depending on an individual’s choicesand sadly, it sometimes depends on socio-economic conditions. Poor people will often spend money on things they think will help them escape their situation, i.e. lottery tickets and risky schemes.
None of the millionaires that I personally know ever buy lottery tickets. They are looking for investments with a high ROI that is “return on investment.” They realize the odds of winning are astronomical so they’d rather invest their money in something with more of a guaranteed return.
However, it’s not unusual for some millionaires to have multiple houses and cars while sadly giving chump change to the Kingdom of God or any other worthy cause.
It’s also important to understand that having a bunch of alphabetic numbers after your last name doesn’t make you wise and successful. Money can buy you an education but not wisdom.
Proverbs 17:16 in the New Living Translation says:
“Of what use is money in the hand of a [self-confident] fool to buy skillful and godly wisdom--when he has no understanding or heart for it?”
The language in the Message Bible is even more explicit.
“What's this? Fools out shopping for wisdom! They wouldn't recognize it if they saw it!”
Back to Black Friday. . .use wisdom. The scripture in 1 Corinthians 2:16 says:
“For who has known or understood the mind (the counsels and purposes) of the Lord so as to guide and instruct Him and give Him knowledge? But we have the mind of Christ (the Messiah) and do hold the thoughts (feelings and purposes) of His heart.”
My prayer for you is that it functions fully and freely in you.
If we have the mind of Christ. . .and the Word of God says we do. . .then we should follow His instructions and listen to His voice.
This year, why not draw names among your brothers, sisters, nieces and nephews. For instance, instead of buying 12 gifts. . .you only have to buy one nice one. Let’s say you buy 12 gifts at ten dollars each which amounts to $120 (and few people can find a decent gift for $10 anymore). If you draw names, you could agree to one $50 gift and still save money.
I’m not suggesting this as a strategy because the world’s economy seems to be in the tank. . .I’m suggesting it because it seems good to me and the Holy Spirit. Why don’t you pray about it?
And I know several of you are still wondering about the address of the Black Friday shopping website (www.bfads.net) . . .by the way I checked it out and they have good deals. . .but REMEMBER. . .
A DEAL IS NOT A DEAL, IF YOU CAN’T AFFORD IT. There is no such thing as a deal too good to pass up if you’re up to your eyeballs in debt. Decide how much you have to spend and buy the bargains accordingly.
Make your purchases this year based on wisdom. . .not emotion.
It’s not your money that you’re spending. . .it’s Gods. The Bible says you own nothing but get to manage everything as a steward of what He has entrusted to you.
Show yourself a faithful steward on Black Friday. . .so that the resurrection power of the Holy Spirit. . .can be loosed in your personal finances.BLOG COMMENTS POWERED BY DISQUS