7 Ideas To Make This A Christmas To Remember

1.         Prioritize and decide how much you can (and should) actually spend.

Don’t start 2015 with bills you can’t pay.  If you’ve already spent too much…it’s not too late to take it back and find something less costly.  If you don’t…you may wish you did…come January when the bills come in.

2.         Create an environment where Christmas presents are opened one at a time. . .savoring each moment.  You spent money to create a memories. . .take time to enjoy them.  

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Who’s in your inner circle?  Do you have really close friends?

Write down the characteristics which make you consider each one a close friend.

How do you decide with whom you will spend time?

Are your social interactions uplifting and character building for everyone involved?

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Words from Harold and Bev

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Harold Herring

Never let your circumstances define your destiny.  Rather create the circumstances that will assure your destiny.

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Bev Herring

Never allow anyone other than God to determine your worth and value.