According to most psychological studies regarding worry:

40% of our worries never come to pass.

30% involve past decisions which cannot be changed.

12% of worries focus on the criticism of others who spoke simply because they felt inferior.

10% of our worries are about our health. . .which gets worst with worry.

Finally, 8% of our worries can actually be described as legitimate causes for concern.

Let's look first at what worry actually is.

Worry is a state of feeling generally anxious and uneasy about something.  We call it troubled thought.

I read years ago that what you focus on ... expands in your life.  If you want to be debt free ... then you need to focus your mind and mouth on things that will enable and empower your journey to financial success.

To assist you in your financial freedom journey I've put together 31 powerful scriptures to enrich and engraft within you God's desire for you to be debt free.

I encourage you to memorize one scripture every day.  For instance, on Day 1 memorize the Day 1 scripture and confess it throughout the day.  On Day 2, continue confessing the scripture from Day 1 as you commit the scripture for Day 2 to your memory.  Meditate on these scriptures and ask the Holy Spirit to enlighten your spirit with each word. 

This exercise is important...it's not enough to just read the Word...you must memorize it and confess the scriptures on a daily basis.  Remember out of the abundance of the heart...the mouth speaks.

Every day you need to be thinking and speaking about being debt free.

It's your year. . .it's your time.

A couple of weeks ago we shared ten questions to help accelerate your 2016 TurnAround. 

Several days ago I was stirred to share the questions again.  Frankly, I questioned the Lord by pointing out. . .as if He didn't know. . .that I had already shared the questions.

He then directed me to provide my answers as a way of encouraging others to answer the questions as well.

I want to assure you this isn't some meaningless exercise.  When you answer the ten questions. . .you will feel energized about your new year.

Here are the ten questions.

Words from Harold and Bev

hh rt 200

Harold Herring

Never let your circumstances define your destiny.  Rather create the circumstances that will assure your destiny.

bev yellow 200

Bev Herring

Never allow anyone other than God to determine your worth and value.