Let’s establish a couple of facts.

First, no matter how anemic your bank account may be. . .you’re not broke.

Second, even though your money may run out before the month does. . .you’re not broke.

Before going any further. . .let’s define the word broke which according to dictionary.com means:  “without money, penniless.”

I know people who have a six-figure income who talk about how broke they are.

And by the same token, I hear from people receiving government assistance talking about how broke they are.

In our effort to figure out why some people feel like they are broke. . .let me ask you several questions.

Are you spending more money than what you’ve got?

Are you living today off money you expect to receive tomorrow?

Are you spending money you don’t have to compensate for stress in some other area of your life. . .such as a hurting marriage, troubled or chronically-ill children or a difficult work situation?

Are you a victim of Parkinson’s Law?  Parkinson’s Law says that expenses will always rise to meet income.

If I were to ask you two of your favorite words what would you say?  I’m going to share with you ten of my favorite two-word combinations. . .in no particular order.

1.       Good morning.

2.       Get ready.

3.       Let’s eat.

4.       Rich Thoughts

5.       Act now.

6.       Debt free.

7.       Dream big.

8.       Love you.

9.       Jesus saves.