1. Prioritize and decide how much you can (and should) actually spend on your shopping list for each person. 

Don't start 2026 with bills you can't pay when they come due at the end of the month.

If you've already spent too much...it's not too late to take it back or exchange it.  If you don't...you might wish you did...when January bills start rolling up.

2. Create an environment where Christmas presents are opened one at a time...savoring each moment.  You spent money to create memories...take time to enjoy them.

3. Write an email or note of appreciation to those who have been kind to you during the year or spoken meaningfully into your life.

4. Find a way to serve and help others. Take a gift of baked goodies to those who’ve lost loved ones in the past year or to those less fortunate.

Albert Schweitzer  said:  "I don't know what your destiny will be, but one thing I know: the only ones among you who will be really happy are those who have sought and found a way to serve."

5. Put some humor in your holidays. Laugh a lot!  Have the children put on a Christmas play.  Play family games.  Rent or stream a funny movie!  

6. Create family memories….take photos….record your parents and/or grandparents telling stories about their favorite Christmases or memories with their children.

7. Live a "Christmas life," not just Christmas day.  Make Christmas every day…after all….it should be…Jesus is the reason for the season.

Remember to keep His presence in your presents.

If you have never dialed into our daily Rich Thoughts For Breakfast 13 minute conference call. . . today you can. We are playing the #1 listened-to-program each week.

Overcoming 7 Fears That Paralyze Success

We hope you find the recording so enjoyable you will begin to energize and empower yourself every day with Rich Thoughts for Breakfast.

You can jump start your morning with the live call at 8:30 AM EST by dialing 1-667-770-1524 Access 832936#

Or, If you're unable to listen to the live call, you can dial 712-432-0990 Access 832936#. The recording is available until the new Rich Thoughts program is recorded the next day.

Would you like to have spiritual boldness?

Developing spiritual boldness is not an outside job. . .but rather. . .an inside work.

Ephesians 3:12 in the Classic Amplified Bible says:

“In Whom, because of our faith in Him, we dare to have the boldness (courage and confidence) of free access (an unreserved approach to God with freedom and without fear).”

2 Corinthians 3:12 in the Classic Amplified Bible says:

“Since we have such [glorious] hope (such joyful and confident expectation), we speak very freely and openly and fearlessly.”

Confidence in God and His Word gives us a boldness to be about His business.

Acts 28:31 in the Classic Amplified Bible says:

“Preaching to them the kingdom of God and teaching them about the Lord Jesus Christ with boldness and quite openly, and without being molested or hindered.”

If you are alive, God has a divine assignment for you.

Dwight L. Moody once said:

Words from Harold and Bev

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Harold Herring

Never let your circumstances define your destiny.  Rather create the circumstances that will assure your destiny.

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Bev Herring

Never allow anyone other than God to determine your worth and value.